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Equity crowdfunding is the online offering of private company securities to a group of people for investment. Because equity crowdfunding involves investment into a commercial enterprise, it is often subject to securities and financial regulation. Equity crowdfunding is also referred to as crowdinvesting, investment crowdfunding, or crowd equity. Equity crowdfunding is a mechanism that enables broad groups of investors to fund startup companies and small businesses in return for equity. Investors give money to a business and receive ownership of a small piece of that business. If the business succeeds, then its value goes up, as well as the value of a share in that business—the converse is also true. Coverage of equity crowdfunding indicates that its potential is greatest with startup businesses that are seeking smaller investments to achieve establishment, while follow-on funding (required for subsequent growth) may come from other sources. ==History == Investment crowdfunding can be debt-based or equity-based, or can follow other models, including profit-sharing and hybrid models. The term equity crowdfunding is often used to describe crowd investing into both debt and equity based instruments when they are offered on an equity crowdfunding platform. The first known equity based crowdfunding platform for startups was launched as a private beta in June, 2009 by Grow VC Group〔http://www.arcticstartup.com/article/venture-capital-2-0-grow-vc-launches-private-beta-we-have-invites/〕 followed by full commercial launch in February 2010〔http://techcrunch.com/2010/02/15/grow-vc-launches-aiming-to-become-the-kiva-for-tech-startups/〕 The first US. based company ProFounder launched model for startups to raise investments directly on the site in May 2011,〔http://techcrunch.com/2011/05/03/crowdsourced-fundraising-platform-profounder-now-offers-equity-based-investment-tools/〕 but deciding later to shut down its business due regulatory reasons preventing them from continuing,〔http://techcrunch.com/2012/02/17/startup-fundraising-platform-profounder-shuts-its-doors/〕 having launched their model prior to JOBS Act.〔(【引用サイトリンク】title=Startups, VCs Now Free To Advertise Their Fundraising Status )〕〔(【引用サイトリンク】title=All-comers join web party for a punt on best start-ups )〕〔(【引用サイトリンク】title=Startups Remain Cloudy on the New General Solicitation Rule )〕〔(【引用サイトリンク】title=The ban has lifted: Here's what these 6 companies think about general solicitation )〕 One of the first operational equity crowdfunding platforms in the USA was EquityNet,〔(【引用サイトリンク】title=Startups, CF Now Free To Finance Their Fundraising Status )〕 and other early platforms include CrowdCube and Seedrs in the UK. Selling investments via crowdfunding has been called crowdfund investing,〔(【引用サイトリンク】title=Crowdfund Investing For Dummies – Sherwood Neiss, Jason W. Best, Zak Cassady-Dorion )〕 hyperfunding, crowdinvesting, or even simply crowdfunding, as in "legalize crowdfunding". Some have called for standardization of the terminology in a way that distinguishes the practice from other forms of crowdfunding. Debt crowdfunding allows a group of lenders to lend funds to individuals or businesses in return for interest payment on top of capital repayments. Also known as Peer to peer lending or Peer to business lending. Borrowers must demonstrate creditworthiness and the capability to repay the debt, making it unsuitable for NINA or startups. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Equity crowdfunding」の詳細全文を読む スポンサード リンク
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